The Ayushman Bharat card is issued to all eligible beneficiaries under the Pradhan Mantri Jan Arogya Yojana (PMJAY). This card provides medical coverage of up to ₹5 lakh per year for secondary and tertiary care hospitalizations, advancing the government’s goal of accessible healthcare for everyone. If you meet the eligibility criteria for PMJAY, here’s a guide on how to apply for the Ayushman Bharat card online or offline.
Steps to Apply for an Ayushman Bharat Card
The Ayushman Bharat card grants access to cashless treatment at empanelled public or private hospitals under the PMJAY scheme. Here’s how to apply for the card:
Online Application Process
Follow these steps to apply for the Ayushman Bharat card online:
- Visit the official Pradhan Mantri Jan Arogya Yojana website and click on the ‘Am I Eligible’ tab in the menu bar.
- You’ll be redirected to the Beneficiary NHA portal. Log in by selecting the ‘Beneficiary’ option and entering your mobile number, captcha code, and the OTP sent to your phone.
- Select ‘PMJAY’ as the scheme and enter details like state and district.
- Under the ‘Search By’ column, choose ‘Aadhaar Number’ and provide your Aadhaar number.
- A list of family members will appear along with their Ayushman card status.
- If the status shows ‘Not-Generated,’ click on ‘Apply Now’ in the ‘Action’ column.
- Verify your identity using your Aadhaar number by entering the OTP sent to your registered mobile number.
- Provide details of family members, including their mobile numbers, and submit the information to complete the application process.
- Once approved, you can download your Ayushman Bharat card.
Offline Application Process
To apply offline, visit a nearby empanelled hospital or contact an Ayushman Mitra. Bring identification documents like your Aadhaar card and other necessary papers to complete the registration process. The staff will guide you through the steps to obtain your Ayushman Bharat card.
Documents Required for Ayushman Bharat Card Application
To apply for the Ayushman Bharat card, you’ll need the following documents:
- Aadhaar card for identity and biometric verification
- Income certificate
- Family documents (e.g., CM letter, PM letter, or ration card)
- Caste certificate
- Bank account-related documents
Who Is Eligible for an Ayushman Bharat Card?
Eligibility for the Ayushman Bharat card is determined by income criteria and varies for rural and urban households. Additionally, as of September 2024, the Union Cabinet extended PMJAY coverage to all senior citizens aged 70 and above.
Eligibility for Rural Households
Families in rural areas must meet at least one of these criteria to qualify:
- Living in a single-room house with kucha walls and roof
- No adult member aged 16 to 59
- No adult male member aged 16 to 59
- Having a disabled family member or no able-bodied adult
- Belonging to Scheduled Castes (SC) or Scheduled Tribes (ST)
- Landless households relying on manual casual labor for income
Eligibility for Urban Households
In urban areas, the following workers are eligible for an Ayushman Bharat card:
- Beggars and ragpickers
- Domestic workers
- Washermen and watchmen
- Street vendors, cobblers, hawkers, and other service providers
- Construction workers, plumbers, laborers, masons, painters, and welders
- Sweepers, gardeners, and sanitation workers
- Artisans, tailors, and home-based workers
- Transport workers, including drivers, rickshaw pullers, and conductors
- Shop assistants, delivery personnel, waiters, and peons in small establishments
- Electricians, mechanics, assemblers, and repair workers
With these simple steps, you can apply for your Ayushman Bharat card and enjoy cashless healthcare benefits under PMJAY.
The Ayushman Bharat card under the PMJAY scheme is a game-changer in making quality healthcare accessible and affordable for millions of Indians. With up to ₹5 lakh in medical coverage annually, it ensures financial protection during medical emergencies. Whether you choose to apply online or offline, the process is straightforward, requiring basic documents and verification. By understanding the eligibility criteria and application steps, you can secure this golden card and gain access to cashless treatment at empanelled hospitals. Take advantage of this initiative to safeguard your health and well-being today.
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